Non-bank lenders, including local or worldwide lenders, are not as tied up by banking regulations, so they are able to make more loans to small businesses or to ordinary borrowers. If a loan is unsecured, the interest rates may be slightly higher than those of traditional bank loans, but the conditions and application process are easier and faster. Our innovative technology simplifies the lending process. Once it has been determined that you can repay the loan, and you are approved, the funds are transferred into your account. In this situation, it’s not hard to get finance if you meet the criteria of the non-bank lender.